A couple of the main elements that genuinely useful overseas breakdown insurance will have are replacement parts and roadside assistance. Replacement parts ensure that after an unexpected auto breakdown, your car can be repaired without costing you huge sums of cash which you may have to get exchanged from your native currency into local money. Finding out the time frame on replacements being made available is also a smart move.
Overseas roadside assistance means that a tow or mechanic can be sent to you, hopefully within a short amount of time. Even without becoming involved in a serious accident, your rental car may just plain cease working and you need to know up front whether your insurance company will stand behind you or not. Finding out later that you have got to call your own ride or rent yet another vehicle is not something anyone traveling abroad wants to have to deal with. Always ask questions when you talk with your policy specialist and get your details before your trip
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